@font-face{font-family:Antonio;src:url(/assets/Antonio.ttf) format("truetype");font-weight:100 700;font-display:swap}
@font-face{font-family:Montserrat;src:url(/assets/Montserrat.ttf) format("truetype");font-weight:100 900;font-display:swap}
:root{--navy:#052F52;--deep:#021A2E;--blue:#72B3D4;--ink:#0E2236;--mute:#4A5D70;--paper:#F4F8FB;--line:#D6E4EE;--radius:18px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:400 17px/1.6 Montserrat,Arial,sans-serif;color:var(--ink);background:#fff}
img,video{max-width:100%;display:block}
a{color:var(--navy)}
h1,h2,h3{font-family:Antonio,"Arial Narrow",sans-serif;font-weight:700;line-height:1.05;margin:0 0 .5em;letter-spacing:.3px}
h2{font-size:clamp(34px,4.6vw,54px);color:var(--navy)}
h3{font-size:26px;color:var(--navy)}
p{margin:0 0 1em}
.wrap{width:min(1160px,100% - 40px);margin:0 auto}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 14px;z-index:20}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px}

.top{position:sticky;top:0;z-index:10;background:rgba(2,26,46,.94);backdrop-filter:blur(8px)}
.top-in{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font:700 26px Antonio,sans-serif;letter-spacing:1px}
.brand em{font-style:normal;color:var(--blue)}

.btn{display:inline-block;background:var(--blue);color:var(--deep);font:800 17px Montserrat,sans-serif;letter-spacing:.5px;text-decoration:none;padding:16px 30px;border-radius:50px;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(114,179,212,.35)}
.btn-sm{padding:10px 20px;font-size:15px}
.btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.55)}

.hero{background:linear-gradient(160deg,var(--navy),var(--deep) 75%);color:#fff;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(114,179,212,.09) 1px,transparent 1px),linear-gradient(90deg,rgba(114,179,212,.09) 1px,transparent 1px);background-size:56px 56px}
.hero-in{position:relative;display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:center;padding:72px 0 80px}
.pill{display:inline-block;background:var(--blue);color:var(--deep);font:800 15px Montserrat,sans-serif;letter-spacing:4px;text-transform:uppercase;padding:7px 16px;border-radius:8px;margin-bottom:18px}
h1{font-size:clamp(58px,9vw,112px);color:#fff;margin-bottom:18px}
h1 span{color:var(--blue);display:block}
.meta{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:22px}
.meta span{border:1px solid rgba(114,179,212,.5);border-radius:40px;padding:5px 14px;font-weight:600;font-size:15px}
.lead{font-size:19px;max-width:620px}
.hero .lead{color:#DCEBF4}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.hero-video{margin:0}
.hero-video video{width:100%;aspect-ratio:9/16;border-radius:22px;background:#000;box-shadow:0 30px 60px rgba(0,0,0,.45),0 0 0 6px rgba(114,179,212,.25)}
.hero-video figcaption{text-align:center;color:#AFCFE0;font-size:14px;margin-top:12px}

.kicker{font:800 14px Montserrat,sans-serif;letter-spacing:4px;text-transform:uppercase;color:#1B5E80;margin-bottom:10px}
.kicker::before{content:"";display:inline-block;width:34px;height:4px;background:var(--blue);vertical-align:middle;margin-right:12px}
.section{padding:88px 0}
.band{padding:72px 0;background:var(--paper);border-bottom:1px solid var(--line)}
.alt{background:var(--paper)}
.dark{background:var(--deep);color:#DCEBF4}
.dark h2{color:#fff}.dark .kicker{color:var(--blue)}
.two{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.prose p{font-size:18px}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;margin-top:28px}
.card{border:1px solid var(--line);border-top:6px solid var(--blue);border-radius:var(--radius);padding:26px;background:#fff;box-shadow:0 8px 24px rgba(5,47,82,.06)}
.card p{color:var(--mute);margin:0}

.checks{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.checks li{position:relative;padding:16px 18px 16px 58px;background:#fff;border-radius:14px;border:1px solid var(--line);font-weight:600}
.checks li::before{content:"";position:absolute;left:18px;top:50%;width:24px;height:24px;margin-top:-12px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%23021A2E' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/18px no-repeat}

.values{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:28px}
.value{background:var(--navy);color:#DCEBF4;border-radius:var(--radius);padding:26px;position:relative;overflow:hidden}
.value h3{color:#fff;font-size:28px;position:relative}
.value p{margin:0;position:relative;font-size:16px}
.letter{position:absolute;right:-6px;top:-30px;font:700 170px/1 Antonio,sans-serif;color:rgba(114,179,212,.18)}

.leader{margin:28px 0 0;border-left:6px solid var(--blue);padding:6px 0 6px 22px}
.leader p{font:600 21px/1.45 Montserrat,sans-serif;margin-bottom:8px}
.leader cite{font-style:normal;font-weight:700;color:var(--blue)}
.leader.wide{max-width:860px;margin:44px auto 0}
.leader.wide p{color:var(--navy)}
.leader.wide cite{color:#1B5E80}

.quotes{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;margin-top:28px}
.quote{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 26px 22px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 8px 24px rgba(5,47,82,.05)}
.quote blockquote{margin:0 0 16px;font-size:17px;line-height:1.55}
.quote blockquote::before{content:"“";display:block;font:700 64px/0.6 Antonio,sans-serif;color:var(--blue);margin-bottom:10px}
.quote figcaption{font-weight:800;color:var(--navy);font-size:15px}

.benefits{list-style:none;padding:0;margin:28px 0 18px;display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:14px}
.benefits li{background:var(--paper);border-radius:14px;padding:18px 20px;border:1px solid var(--line)}
.fine{font-size:14px;color:var(--mute)}

.apply{background:linear-gradient(160deg,var(--navy),var(--deep));color:#DCEBF4}
.apply h2{color:#fff}.apply .kicker{color:var(--blue)}
.apply-in{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.form{background:#fff;color:var(--ink);border-radius:22px;padding:30px;display:grid;gap:16px;box-shadow:0 30px 60px rgba(0,0,0,.35)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form label{display:grid;gap:6px;font-weight:700;font-size:15px;color:var(--navy)}
.form input,.form select,.form textarea{font:500 16px Montserrat,sans-serif;padding:13px 14px;border:2px solid var(--line);border-radius:12px;color:var(--ink);background:#fff;width:100%}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--blue);outline:none;box-shadow:0 0 0 4px rgba(114,179,212,.3)}
.form [aria-invalid=true]{border-color:#C2413E}
.opt{font-weight:500;color:var(--mute)}
.form .fine{margin:0}
.form .btn{justify-self:start;background:var(--navy);color:#fff}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.status{margin:0;font-weight:700}
.status.ok{color:#1E7A4E}.status.err{color:#C2413E}

.foot{background:var(--deep);color:#AFCFE0;padding:28px 0;font-size:14px}
.foot-in{display:flex;align-items:center;gap:16px}
.foot p{margin:0}.foot a{color:#fff}

@media (max-width:960px){
  .hero-in,.two,.apply-in{grid-template-columns:1fr;gap:36px}
  .hero-video{max-width:360px;margin:0 auto}
  .values{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  body{font-size:16px}
  .section{padding:64px 0}
  .hero-in{padding:44px 0 56px}
  .values{grid-template-columns:1fr}
  .form{padding:22px}
  .form .row{grid-template-columns:1fr}
  .brand span{font-size:22px}
  .foot-in{flex-direction:column;text-align:center}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}
.pay{display:flex;align-items:center;gap:26px;flex-wrap:wrap;background:var(--navy);color:#DCEBF4;border-radius:var(--radius);padding:24px 30px;margin-top:28px}
.pay p{margin:0;font-size:18px;max-width:560px}
.pay .pay-amount{font:700 64px/1 Antonio,sans-serif;color:var(--blue)}
.benefits{grid-template-columns:repeat(3,1fr)}
.benefits li{text-align:center;font-size:18px}
@media (max-width:600px){.benefits{grid-template-columns:1fr}}